Investor Relations

Stock Information
Market Makers
F.A.Q.'s
Meet Our Founders & Directors

Market Makers

Crowell Weedon & Company P.O. Box 1688 (US Mail) 42605 Moonridge Road (overnight) Big Bear Lake, California 92315 800.288-2811 Troy Norlander tnorlander@crowellweedon.com Michael Natzic mnatzic@crowellweedon.com		McAdams Wright Ragen 1211 SW 5th Ave. Suite 1400 Portland, OR 97204 866.662.0351 Tom Thiel tthiel@mwrinc.com

Monroe Securities, Inc 100 North Riverside Plaza, Ste. 1620 Chicago, IL 60606 800.766.5560		Raymond James & Associates One Embarcadero Center, Suite 650 San Francisco, CA 94111 888.317.8986 John Cavender John.Cavender@RaymondJames.com raymondjames.com

StockCross Financial Services, Inc. Equity Trading 15 Exchange Place, Suite 615 Jersey City, NJ 07302 800.993.2075 Tim Padala tim.padala@stockcross.com		Stock Transfer Agent Computershare Investor Services 1745 Gardena Ave.Suite 200, 18th Floor Glendale, CA 91204 800.835.8778 www.computershare.com

Wedbush Morgan Securities 4949 SW Meadows Road, Suite 100 Lake Oswego, OR 97035 866-491-7828 Lisa Gallo Lisa.gallo@webbush.com		Company Contact Investor Relations Santa Cruz County Bank 740 Front Street, Ste 220 Santa Cruz, CA 95062 Mary Anne Carson Shareholder Relations 831.457.5003 ext 2118

Frequently Asked Questions

Q. How can I buy Santa Cruz County Bank stock?

Our stock is traded over the counter under the symbol SCZC. A broker such as Charles Schwab or Merrill Lynch can place a buy order in the market on your behalf or you can contact one of the Market Makers listed on this page.

Q. How can I find out what my stock is worth?

A quote may be obtained from any quotation service. You will need to enter our stock symbol as SCZC.

Q. I would like to transfer my Santa Cruz County Bank shares to my children. How can I change the registration on the certificate?

The Bank's registrar and Transfer Agent, Computershare Investor Services can provide guidance on the process for a change in registration and the required endorsement on the back of the stock certificate before it is tendered to them for reissue with the new registration. Contact Computershare Investor Services toll free at 800.835.8778.

Q. I lost my stock certificate, how can I obtain a replacement?

Please contact Computershare Investor Services at 800.835.8778 to obtain a replacement certificate.

Q. Can I deposit my Santa Cruz County Bank stock certificate into my brokerage account?

Yes, your broker can add the certificate to your account, and we generally recommend that all stock certificates be deposited with a brokerage to avoid the risk of loss of the certificate.

Q. How can I sell my stock?

There is a market for Santa Cruz County Bank and any brokerage or Market Maker listed under the first tab should be able to assist with a sell transaction.

Q. How can I change my address on my stock certificate?

Please contact Computershare Investor Services at 800.835.8778 with your new address and phone number. Or, if your shares are held in a brokerage account, please notify your broker of your change of address.

Meet our Founders and Directors

A group of local business people joined to create a bank focused solely on serving the residents and businesses of Santa Cruz County when it became apparent that the last of the local independents were soon to be consumed by large out-of-area bank holding companies. Each of these individuals contributed time, money and talent to the bank's organizing effort. These efforts resulted in the opening of Santa Cruz County Bank on February 3, 2004. Today, these individuals remain involved, serving as the Bank's ambassadors in the community.

Santa Cruz County Bank Founders and Directors:

Richard Alderson Joseph Anzalone Victor Bogard Anthony and Rebecca Campos Charles Canfield *Kenneth Chappell Kate & Fred Chen	George Gallucci Thomas Griffin Tila Guerrero William J. Hansen David Heald Mark Holcomb *Steve John	Mateo Lettunich Robert Lockwood William Moncovich Stuart Mumm George Ow, Jr. Louis Rittenhouse Frank Saveria Robert & Bjorg Yonts
denotes Bank Directors *denotes former Bank Director

Meet Our Board of Directors


George R. Gallucci (Chairman) Director of Client Relations Scharf Investments		Tila Guerrero President & CEO MasMac, Inc. McDonald's Restaurants

William J. Hansen (Vice-Chairman) President and CEO Hansen Insurance Company		David V. Heald President & CEO Santa Cruz County Bank

Kenneth R. Chappell CPA, Partner-In-Charge Hutchinson & Bloodgood, LLP		Thomas N. Griffin Director & President Grunsky, Ebey, Farrar & Howell

Harvey J. Nickelson Retired Bank CEO and Community Volunteer