My County Banking Services

Relax, we'll bring the bank to you...

My County Connection

My County ConnectionFree, unlimited, 24-hour access to your accounts through Online Banking at the click of a mouse - view statements, copies of checks, transfer funds between accounts, reorder checks, and much more in the comfort of your home or office, at a time that's convenient to you.

Our state-of-the-art online banking system gives you complete "real-time" control over all your Santa Cruz County Bank accounts. Manage your money safely from any Internet-enabled computer, any time. Transfer funds, view balances and transactions, view cleared checks, view electronic statements, reorder checks, pay your bills, make loan payments, and more. Manage your money better than ever before! Sign up now! If you have already signed up, click here to login.

Online Banking with Bill Payment

My County BillPay

My County BillPayPay your bills online with ease. It's paperless, efficient and secure - no stamps, no envelopes, and no check writing necessary.

My County BillPay was designed to make life easier for busy people like you. With My County BillPay you can expedite the tedious task of paying bills so you have more free time to do the things you want.

After you sign-up for My County BillPay you can set up a payment schedule for each bill, either recurring or one-time, and our secure system will see that is paid, on time with money from your Santa Cruz County Bank checking account. You don't have to write a single check, lick a single envelope or buy another stamp. It's so easy! Never worry about a deadline or late charge ever again!

Relax. Once you schedule bills, they're as good as paid. Spend your time on life's pleasures, not paying bills. Sign-up is easy! Sign up now! If you have already signed up, click here to login.

Popmoney®

Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash. Popmoney allows you to send and receive money as easily as you send and receive email and text messages. Best of all, you don't need a separate account. Popmoney allows you to send and receive money to and from others directly from your bank account. Just use your current U.S. checking or savings account. With Popmoney, you can send money to just about anyone - anytime, anywhere in the US! All you need is their name, and either an e-mail address or mobile phone number to get started. The payment will be deducted directly from the sender's banking account and deposited directly into the recipient's account in as little as one business day. These transactions carry the same high level of security as online bill payments.

With Popmoney, you can send and receive money using Santa Cruz County Bank's online banking. It's just that easy!

How it Works

  • Pop Money® To send money, log in to online banking and open Popmoney
  • Send money using the recipient's name and email address, mobile number or checking/savings account information. You can even make it special by using one of our eGreetings.
  • You will be notified when the transaction is completed.
  • If your recipient's financial institution is part of the Popmoney network, they can complete the transaction from their own financial institution's online banking site. If not, they can go to Popmoney.com to pick up the funds and direct the funds to their bank account.

Credit Cards

Santa Cruz County Bank offers you the best in Visa and MasterCard Services, including the Visa Flex Miles Card which allows you to earn travel rewards on every purchase. Our credit cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo. Enjoy a 25 day grace period on purchases. Visit your local banking office for an application. Credit approval is required. For customers that already carry our Santa Cruz County Bank Credit Card, you can access your account information and pay your monthly credit card bill through our Credit Card Partner's secure website . If you are visiting this site for the first time, in order to set up a secure login and password, enter your credit card number in the section under the header "Register Now".

My County Reserve Overdraft Protection

Avoid the hassle, expense, and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit requires credit approval. Call or come in for an application today.

Safe Deposit Boxes

Safe Deposit Boxes are a secure place to store valuable items and important papers all in one location. A Safe Deposit Box is only accessible to you or your representative, and all of this security is provided for just pennies a day. Safe Deposit Boxes are available at our Aptos, Santa Cruz, Scotts Valley and Watsonville offices.

Stop Payment

Electronically initiate stop payment instructions on any check that has not cleared.

Wire Transfers

Santa Cruz County Bank provides the ability to electronically send funds for same day settlement from your account to any financial institution.

My County Cash Card

ATM AccessAn easy, convenient way to get cash at ATMs or pay for purchases - accepted anywhere the Mastercard logo is displayed. Ask for a CashCard when you open your account.

Use the funds in your Santa Cruz County Bank checking account with our My County CashCard. While it looks just like a credit card bearing a MasterCard logo, it is a debit card that automatically deducts purchases from your checking account. No credit is advanced, so there are no interest charges.

  • No check writing
  • Saves time
  • All transactions will appear on your bank statement for simple reconciliation
  • Use the card as an ATM or debit card

You can use your MyCounty CashCard at more than 17 million locations worldwide - anywhere that accepts MasterCard. It also doubles as your ATM card, giving you access to your account at more than 500,000 ATMs worldwide.  

My County Telebank

Cell phone access to bankingYou have unlimited access to your accounts at any time by dialing 457-5002. Instantly check your balance, find out which checks have cleared, inquire about recent deposits, make transfers between accounts, and more.

Access your Santa Cruz County Bank Account from anywhere at anytime using your mobile, home, or office telephone, 24-hours a day, seven days a week. My County Telebank is another convenient option when you can't get to an office or a computer. With My County Telebank you get account balances, review deposit history, make transfers and much more.

To get started with My County Telebank, all you need is a touch-tone phone and your account number.  Dial 831.457.5002 and enter your secure pin number and account number, then follow the automated instructions

Tip: Drop the leading zero of your account number, then let the automated attendant lead you through the menu mode step-by-step.

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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

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Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

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Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

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