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Business Digest, May 9, 2016: Santa Cruz County Bank, Lighthouse Bank in Top 200

May 9, 2016

Santa Cruz County Bank ranked 44th and Lighthouse Bank 130th in American Banker’s top performing 200 community banks and thrifts in the United States.

Ranking was based on three-year average return on equity for 2013, 2014 and 2015 at 684 financial institutions with less than $2 billion in assets.

Of 18 California banks on the list, Santa Cruz County Bank ranked 5th with average return on equity of 11.90 percent; Lighthouse Bank ranked 13th with average return on equity of 9.87 percent.

Santa Cruz County Bank, founded in 2004, has $513 million in assets and a 56.55 percent efficiency ratio, according to the rankings, and Lighthouse Bank, founded in 2007, has $182 million in assets and an efficiency ratio of 52.51 percent; 50 percent is generally regarded as optimal.

Santa Cruz County Bank has been in the top 200 list for three years in a row, moving up in rank each year.

 

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