Personal Checking Account Comparison

Below is a comparison of checking accounts we offer. All Santa Cruz County Bank Checking Accounts include the following services:

  • Free My County Connection Online Banking - unlimited 24/7 access to your account information via the internet.
  • Free My County BillPay
  • Free My County TeleBank - unlimited 24/7 telephone access to your account information
  • Free My County CashCard - our Mastercard debit card
  • Free use of Santa Cruz County Bank ATMs
  • No charge for direct deposits made into your account such as payroll checks, social security or pension payments.
  • First monthly service charge fee waiver
PERSONAL
CHECKING
ACCOUNTS:
SANDPIPER
Simple
Checking
SEACLIFF
Standard
Checking
SEASCAPE
Interest
Checking
PAJARO
PREMIER
Interest
Checking
Minimum opening balance $100 $100 $500 $1,000
Minimum daily balance to avoid monthly service charge Not applicable $1,000 $3,000 $5,000
Monthly service charge 1 $5.00 or waived with direct deposit $10.00 or waived with direct deposit $12.00 or waived for individuals 60 years and older $14.00
Monthly service charge waived with combined average daily balance for the monthly statement cycle. 4 Not applicable $5,000 4 $10,000 4 $15,000 4
Maximum # of checks written per month with no extra charge 10 Unlimited Unlimited Unlimited
Per check charge over maximum $0.50 Not applicable Not applicable Not applicable
Deposits per month Unlimited Unlimited Unlimited Unlimited
ATM fees 2 Waived Waived Waived Waived
Check orders No waiver
or discount
First minimum order of checks free with direct deposit3 First minimum order of checks free with direct deposit3 Free 3
Combined statement available Yes Yes Yes Yes
Interest Not applicable Not applicable Interest earned
on tiered daily balance
Interest earned
on tiered daily balance
FREE FREE FREE FREE
FREE FREE FREE FREE
FREE FREE FREE FREE
FREE FREE FREE FREE

1 First monthly service charge waived on all accounts.
2 Other banks may charge a fee for transactions at their locations.
3 Santa Cruz County Bank custom checks only.
4The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The following account types are eligible for combined balance calculations and may be combined with your account to avoid a monthly service charge (if the average daily balance requirement is met): Checking, Savings and Certificate of Deposit.

Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Master Card Secure Code

Cancel

Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Arts Collaborative on Facebook

Cancel

Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Twitter

Cancel

Alert: You are about to leave our site:
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Google Plus

Cancel