Personal Credit Cards

Personal Credit Cards

A Santa Cruz County Bank credit card offers you the best in Visa® Services, including cash and flexible reward options with no annual fee* and worldwide acceptance. You choose to bank with us for a reason, and now we are giving you one more: your choice of Platinum credit cards with rewards. Click here to compare card types. Increase your purchasing power with our credit cards and enjoy great benefits, including:

  • No Annual Fee*
  • Competitive Rates*
  • Online Account Access
  • Email and Fraud Alerts
  • 24 hour Customer Service
  • Travel Benefits with Travel Accident Insurance1
  • Reward Points for Merchandise or Travel
  • Zero Fraud Liability and Fraud Monitoring
  • Lost and Stolen Card Reporting & Replacement
  • ...And Much More

Click Here to Compare Card Benefits, Rates & Card Selections.

Visa Personal Application

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 12.24% and 22.24%, Platinum Edition APRs are currently between 11.24% and 21.24%, and Cash Rewards Platinum APRs are currently between 15.24% and 25.24%. All APRs are based on credit worthiness. Rates are accurate as of February 1, 2019 and are subject to change. To find out what may have changed, contact TCM Bank, N.A. at: http://www.mycardstatement.com/ or call: 800.883.0131. If you make a late payment or make a payment that is returned unpaid during the introductory period TCM Bank, N.A. may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

 

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