We are a full-service bank specializing in all aspects of construction and commercial business lending. Our commercial lending process is different from other banks – with local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for all your lending needs.
Business lending is our forte.
We have experienced business lenders available in every market area we serve.
Experience
Each of our lenders has years of local credit experience and a working knowledge of local market conditions.
Local Decision Making
Our processes and approvals are all performed in-house, which results in timely and straightforward approvals.
One-on-One, Relationship-Driven Service
As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. Working with one lender saves time and energy, rather than working with separate individuals for each component.
Out-of-the-Box Creativity
Fitting you "into a box" isn't our style. Our mission is to find solutions to fit your needs, whether they be traditional or non-traditional.
"As an owner/builder, getting a construction loan from Santa Cruz County Bank was smooth. SCCB walked us through the process, giving us encouragement and support throughout."
Marshall Delk
VP Senior Business Banking Officer
831.600.4041
Kristine Ronzano
VP Senior Relationship Manager
831.431.4609
Nick Scimone
AVP Relationship Manager
831.431.4603
Chris Van Zanen
VP Senior Relationship Manager
831.600.4030
Michael Luong
VP Senior Relationship Manager
510.701.5912
Stephen Meade
VP Senior Business Banking Officer
408.200.2998
Rich Aiello
SVP Salinas / Monterey
Regional Manager
831.600.4081
Chris Illig
VP Senior Relationship Manager
831.600.4003
Jay Gines
VP Senior Relationship Manager
831.600.4061
Doug Fischer
SVP Director of Business Banking
831.600.4049
Dara Harris
VP Senior Relationship Manager
831.600.4024
Frederick L. Caiocca
EVP Regional Credit Executive
831.600.4046
John P Sisk
EVP Chief Banking Officer
831.600.4018
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.