Agricultural Lending

"Santa Cruz County Bank has provided us with the support and service I can trust to operate a resilient and healthy farm." - Tom Broz, Owner, Live Earth Farm

Agricultural Lending

Santa Cruz County Bank, an approved USDA Farm Service Agency (FSA) and Business and Industry (B&I) lender, is a lender of choice for agricultural and agriculture-related businesses in Santa Cruz County. Our agricultural lending solutions are specifically designed to meet the financing needs of the agricultural industry and we provide a full complement of loan and depository services. We work individually with each business owner to achieve a complete understanding of their business before recommending products and services, which creates a partnership between the customer and the Bank. Find out what our customers are saying about choosing and partnering with Santa Cruz County Bank.

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For businesses in the agriculture industry we offer lending solutions for specific funding needs such as:

  • Crop production
  • Farm and processing equipment purchases
  • Orchard development and capital acquisitions
  • Farm Service Agency (FSA) loans
  • Business and Industry (B&I) lending
  • Short and intermediate-term financing
  • Term loans and lines of credit
  • Standby letters of credit
  • Receivables and inventory financing
  • Solar & energy efficiency loans

Other Products & Services

  • International services
  • Remote deposit capture
  • Mobile banking
  • Courier services
  • Merchant credit card services
  • Corporate credit cards*
  • Online banking, bill payment & cash management
  • ACH origination
  • Wires

    ... And More!

*This card is issued by TCM Bank, N.A.

To set an appointment or if you have questions about our wine industry specific financing and products, please contact:

Fred Caiocca
Fred Caiocca
EVP, Regional Credit Manager
831.457.5003 ext. 2119
N.M.L.S. #637658
Angelo DeBernadro, Jr.
Angelo De Bernardo, Jr.
EVP, Chief Lending Officer
831.457.5003 ext. 2142
N.M.L.S. #637661
Jaron Reyes
Jaron Reyes
AVP, Relationship Manager
831.457.5003 ext. 2185
N.M.L.S. #1326806
Farmer Mac Approved Lender

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