Agricultural Lending

Rows of crops in a field

Agricultural Lending

Santa Cruz County Bank, an approved USDA Farm Service Agency (FSA) and Business and Industry (B&I) lender, is a lender of choice for agricultural and agriculture-related businesses in Santa Cruz County. Our agricultural lending solutions are specifically designed to meet the financing needs of the agricultural industry and we provide a full complement of loan and depository services. We work individually with each business owner to achieve a complete understanding of their business before recommending products and services, which creates a partnership between the customer and the Bank. Find out what our customers are saying about choosing and partnering with Santa Cruz County Bank.

Contact Us

Click Here to be contacted

Play Video

For businesses in the agriculture industry we offer lending solutions for specific funding needs such as:

  • Crop production
  • Farm and processing equipment purchases
  • Orchard development and capital acquisitions
  • Farm Service Agency (FSA) loans
  • Business and Industry (B&I) lending
  • Short and intermediate-term financing
  • Term loans and lines of credit
  • Standby letters of credit
  • Receivables and inventory financing
  • Solar & energy efficiency loans

Other Products & Services

  • International services
  • Remote deposit capture
  • Mobile banking
  • Courier services
  • Merchant credit card services
  • Corporate credit cards*
  • Online banking, bill payment & cash management
  • ACH origination
  • Wires

    ... And More!

*This card is issued by TCM Bank, N.A.

Creekside Farms

JJ Scurich
JJ Scurich, President and CEO

"We have relied on Santa Cruz County Bank for all our banking needs for over a decade. We're on a first-name basis with bankers who understand the seasonality of our business and the recent impacts of the pandemic. Dependability is everything, and Santa Cruz County Bank has come through for us every time."

Don Chapin Co. Inc.

Don Chapin
Don Chapin Co. Inc.

"The Don Chapin Company is pleased to have a strong relationship with Santa Cruz County Bank. They are a leader in understanding local businesses and our local economy. We give Santa Cruz County Bank the highest rating for their commitment to our community, their timely responses, and their great customer service. SCCB truly understands the needs of those who live, work and play here."

Live Earth Farm

Tom Broz
Tom Broz, Owner

"Santa Cruz County Bank has provided us with the support and service I can trust to operate a resilient and healthy farm."

To set an appointment or if you have questions about our wine industry specific financing and products, please contact:

Fred Caiocca
Fred Caiocca
EVP, Regional Credit Manager
831.457.5003 ext. 2119
N.M.L.S. #637658
Angelo DeBernadro, Jr.
Angelo De Bernardo, Jr.
EVP, Chief Lending Officer
831.457.5003 ext. 2142
N.M.L.S. #637661
Jaron Reyes
Jaron Reyes
AVP, Relationship Manager
831.457.5003 ext. 2185
N.M.L.S. #1326806
Farmer Mac Approved Lender

© 2021 Santa Cruz County Bank. All rights reserved.

Santa Cruz County Bank on Instagram
Santa Cruz County Bank on Facebook
California Green Business Network
 

California Consumer Privacy Act Notice | Privacy Policy | Member FDIC | Equal Housing Lender logo Equal Housing Lender

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Instagram

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Twitter

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Facebook

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to California Green Business Network

Cancel