About Santa Cruz County Bank
If you live in Santa Cruz County, we are your community bank! Santa Cruz County Bank, founded in 2004, is a locally owned and operated community bank. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, and online banking bill payment and cash management. For the past seven years, the Bank's SBA Department has been recognized as a top SBA lender in Santa Cruz County for 7a and 504 loans.
Santa Cruz County Bank operates five banking offices located in Aptos, Capitola, Santa Cruz, Scotts Valley and Watsonville. To provide further convenience for our clients, the Bank operates two additional self-serve ATM and Night Depositories in Santa Cruz and Aptos.