Relationship lending by experienced, creative local lenders.
We can put all the things you desire within your reach. With local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for your lending needs. We are a full service bank that specializes in all aspects of construction & commercial business lending. Our commercial lending process is unlike most others.
Business lending is our forte.
We have a dedicated business lending office, as well as lenders in each banking office.
Experience
Each of our lenders have years of local credit experience and a working knowledge of local market conditions.
Local Decision Making
Our processes and approvals are all performed in house, which results in timely and straight forward approvals.
One on One, Relationship-Driven Service
As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. You'll save time and energy working with one just person, instead of separate individuals for each component.
Out of the Box Creativity
Fitting you "into a box" to fit into categories that we've created is just not our style. Our mission is to find solutions to fit your needs, whether traditional or non-traditional.
Avoid the hassle, expense and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit require credit approval. Call or come in for more information.
"Santa Cruz County Bank is the perfect partner for our growing business. They've provided financing, merchant credit card solutions and everything in between so we can manage all our personal and business banking needs. We love banking locally, with Santa Cruz County Bank."
"We have known for a long time that SCCB was unparalleled in customer service and commitment to local businesses. Even with that knowledge, their hard work and dedication during COVID-19 has gone above and beyond. They are an incredible partner to this community."
"It's comforting to know our bank is behind us. As an essential business, we turned to Santa Cruz County Bank for a PPP loan during the pandemic to retain 30 critical positions. We've been impressed with their personalized service and attention to our business"
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Equal Housing Lender
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
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