Personal Banking

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Personal Banking

Santa Cruz County Bank offers a wide variety of checking, savings, money market, certificates of deposit, IRA's and other services to meet your financial needs and savings goals. Many of our accounts give you the option of maintaining minimum or average balances or utilizing direct deposit services in order to waive a monthly service charge.

With so many choices, you are certain to find the best accounts to suit your personal preferences and your lifestyle. If you are uncertain as to what solution best fits your needs, we are here to help. Our professional and experienced financial representatives are trained to assist you to help find the best products to satisfy your needs.

Santa Cruz County Bank checking accounts include the following:

  • My County Connection Online Banking - unlimited access to your accounts anytime through a secure internet connection.
  • My County Bill Pay - unlimited payments.
  • My County CashCard - a convenient debit card to allow easy access to funds, make deposits at Santa Cruz County Bank ATMs and pay for services anywhere MasterCard is accepted.
  • My County Telebank - unlimited 24/7 telephone access to account information.
  • Periodic Account Statements delivered to you with images of cleared checks.
  • eStatements with enrollment in My County Connection online banking.
  • ATM card - make deposits, transfers between accounts and withdraw cash through a wide network of ATMs.
  • Automatic Transfers between accounts.
  • Use of Santa Cruz County Bank ATMs for cash withdrawals. Santa Cruz County Bank does not charge its clients for use of another bank's ATM; however, other banks may charge a fee for transactions at their ATMs.
  • No charge for direct deposits made into your account such as payroll checks, social security or pension payments.
  • FDIC coverage

Please contact us for a more details about our accounts and competitive interest rates, or to set a time to come in and open an account at any of our many convenient locations throughout the County.

Additional Products & Services

  • eStatements
  • Direct Deposit
  • Wire Transfers
  • Notary Service
  • Cashiers Checks
  • Automatic Savings
  • Safe Deposit Boxes
  • Certificates of Deposit
  • Periodic Account Statements
  • Combined Account Statements Upon Request
  • Competitive Interest Rates on Interest Bearing Accounts
  • And More

© 2023 Santa Cruz County Bank. All rights reserved.

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