Santa Cruz County Bank offers checking, savings, money market, certificates of deposit, IRAs, and other financial services to meet your personal needs and savings goals.
Not sure which solution fits your needs? Our financial representatives are trained to help you select the best option, based on the criteria you share. Some accounts may require maintaining a minimum daily balance, minimum average daily balance, or utilization of direct deposit services to avoid monthly service charges. Contact us for additional information on accounts, rates, or to set a time to come in and open an account at one of our convenient locations.
Santa Cruz County Bank does not charge its clients for using another bank's ATM, however other banks may charge a fee for transactions using their ATMs.
Visit our Education Center for videos and simple step-by-step online banking instructional guides.
| Checking | Money Market* | Savings* | |
|---|---|---|---|
| Minimum opening balance | $100 | $5,000 | $100 |
| Monthly service charge1 | $10 or waived with direct deposit | $10 | $5 |
| Minimum balance to avoid monthly service charge | $1,000 average daily balance | $10,000 daily balance | $500 daily balance |
| Interest | N/A | Interest earned on tiered daily balance | Interest earned on tiered daily balance |
| Monthly service charge waived with combined average daily balance for the monthly statement cycle2 | $5,000 | N/A | N/A |
| Maximum # of checks paid per month with no extra charge | Unlimited | N/A | N/A |
| Check orders | First minimum order of checks free with direct deposit3 |
N/A | N/A |
* Money Market and Savings accounts may be subject to transaction limitations.
See Account Agreement and Disclosure Statement for further account details.
Avoid the hassle, expense and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve overdraft protection is a line of credit which requires credit approval. For more information, call or visit one of our branches.
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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
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