Investor Relations

Santa Cruz County Bank's Annual Meeting of Shareholders was held on May 25, 2022. Voting results from the 2022 Annual Meeting are presented below.

Two items of business were voted on: (1) the election of eight (8) directors to serve until the 2023 annual meeting of shareholders and their successors are elected and qualified, and (2) the ratification of the appointment of the Bank's independent public accounting firm for 2022.

A total of 6,125,548 shares were represented and voting at the meeting, constituting 71.75% of the 8,536,924 issued and outstanding shares entitled to vote at the meeting. There was no solicitation in opposition to Management's nominees for director as listed in the proxy statement for the annual meeting, and all of such nominees were elected pursuant to the vote of the shareholders. The vote on the election of the eight (8) nominees for director was as follows:

Director	For	Percent of Votes Cast "For"	Withheld	Percent of Votes Withheld
John C. Burroughs	3,665,272	77.59%	1,058,515	22.41%
Kenneth R. Chappell	3,918,606	82.95%	805,181	17.05%
Craig A. French	3,843,996	81.38%	879,791	18.62%
Thomas N. Griffin	3,713,246	78.61%	1,010,541	21.39%
William J. Hansen	3,852,542	81.56%	871,245	18.44%
Stephen D. Pahl	3,787,316	80.18%	936,471	19.82%
Krista Snelling	3,879,416	82.13%	844,371	17.87%
James L. Weisenstein	3,926,744	83.13%	797,043	16.87%

There were 1,401,761 broker non-votes received with respect to this item of business.

The appointment of Crowe LLP as the Bank's independent registered public accounting firm for 2022 was ratified, with the number of shares voted as follows:

For: 5,741,063
Against: 361,545
Abstain: 22,940

The number voting "For" constituted 93.73% of the total number of shares represented and voting at the meeting with respect to this item of business.

Q. How can I buy Santa Cruz County Bank stock?

Santa Cruz County Bank stock is publicly traded on the OTCQX U.S. Premier marketplace under the symbol SCZC. A broker such as Charles Schwab or Merrill Lynch can place a buy order on your behalf or you can contact one of the Market Makers listed on this site.

Q. How can I find out what my stock is worth?

A quote may be obtained from any quotation service. You will need to enter our stock symbol as SCZC.

Q. I would like to transfer my Santa Cruz County Bank shares to my children. How can I change the registration on the certificate?

The Bank's registrar and Transfer Agent, Computershare Investor Services can provide guidance on the process for a change in registration and the required endorsement on the back of the stock certificate before it is tendered to them for reissue with the new registration. Contact Computershare Investor Services toll free at 800.835.8778.

Q. I lost my stock certificate, how can I obtain a replacement?

Please contact Computershare Investor Services at 800.835.8778 to obtain a replacement certificate.

Q. Can I deposit my Santa Cruz County Bank stock certificate into my brokerage account?

Yes, your broker can add the certificate to your account, and we generally recommend that all stock certificates be deposited with a brokerage to avoid the risk of loss of the certificate.

Q. How can I sell my stock?

There is a market for Santa Cruz County Bank and any brokerage or Market Maker should be able to assist with a sell transaction.

Q. How can I change my address on my stock certificate?

Please contact Computershare Investor Services at 800.835.8778 with your new address and phone number. Or, if your shares are held in a brokerage account, please notify your broker of your change of address.

Q. What is my tax basis on the 2-for-1 Stock Split paid on March 16, 2022?

As required by IRS regulations, we have filed a Form 8937 with the IRS in conjunction with the 2-for-1 Stock Split declared by the Board of Directors on February 15, 2022. Holders of Santa Cruz County Bank stock should consult their tax advisors for additional information or with any questions.

Q. What is my tax basis on the 10% Stock Dividend paid on November 8, 2021?

As required by IRS regulations, we have filed a Form 8937 with the IRS in conjunction with the 10% Stock Dividend declared by the Board of Directors on October 19, 2021. Holders of Santa Cruz County Bank stock should consult their tax advisors for additional information or with any questions.

Q. What is my tax basis on the 10% Stock Dividend paid on November 10, 2017?

As required by IRS regulations, we have filed a Form 8937 with the IRS in conjunction with the 10% Stock Dividend declared by the Board of Directors on October 17, 2017. Holders of Santa Cruz County Bank stock should consult their tax advisors for additional information or with any questions.

Q: What is the tax basis on the exchange of Lighthouse Bank for Santa Cruz County Bank shares?

As required by IRS regulations, we have filed a Form 8937 with the IRS in conjunction with the following organizational action: Santa Cruz County Bank (SCZC) acquired Lighthouse Bank (LGHT) effective October 21, 2019 for common stock and cash in lieu of any fractional shares. Holders of Lighthouse Bank stock should consult their tax advisors for additional information or with any questions.