| Personal Checking Accounts: | Sandpiper Simple Checking |
Seacliff Standard Checking |
Seascape Interest Checking |
Pajaro Premier Interest Checking |
|---|---|---|---|---|
| Minimum opening balance | $100 | $100 | $500 | $1,000 |
| Monthly service charge1 | $5.00 or waived with direct deposit | $10.00 or waived with direct deposit | $12.00 or waived for individuals 60 and older | $14.00 |
| Minimum daily balance to avoid monthly service charge | Not applicable | $1,000 | $3,000 | $5,000 |
| Monthly service charge waived with combined average daily balance for the monthly statement cycle.4 | Not applicable4 | $5,0004 | $10,0004 | $15,0004 |
| Maximum # of checks written per month with no extra charge | 10 | Unlimited | Unlimited | Unlimited |
| Per check charge over maximum | $0.50 | Not applicable | Not applicable | Not applicable |
| Deposits per month | Unlimited | Unlimited | Unlimited | Unlimited |
| ATM fees2 | Waived | Waived | Waived | Waived |
| Check orders | No waiver or discount | First minimum order of checks free with direct deposit3 | First minimum order of checks free with direct deposit3 | Free3 |
| Combined statement available | Yes | Yes | Yes | Yes |
| Interest | Not applicable | Not applicable | Interest earned on tiered daily balance | Interest earned on tiered daily balance |
1 First monthly service charge waived on all accounts.
2 Other banks may charge a fee for transactions at their locations.
3 Santa Cruz County Bank custom checks only.
4 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The following account types are eligible for combined balance calculations and may be combined with your account to avoid a monthly service charge (if the average daily balance requirement is met): Checking, Savings and Certificate of Deposit.
Please contact us for a current copy of the Santa Cruz County Bank Personal and Business Account Fee Schedule which includes the Analysis Account fees.
Please contact us for additional details about our accounts, rates, or to set a time to come in and open an account at any of our many convenient locations.
Avoid the hassle, expense and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit require credit approval. Call or come in for more information.
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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
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