Venture Banking

Start Up Venture Capital

Venture Banking

Our Venture Banking division is designed to meet the needs of early-stage companies that may not yet be cash-flow positive or eligible for SBA financing. Our Venture Banking division is complemented by our top ranking SBA lending, Commercial lending and Real Estate lending departments.

We offer:

  • Venture Lending
    • Performance-based growth loans
    • Working-capital loans
    • Runway or bridge loans
  • Structured Sale Financing
  • Incubator, Accelerator & Angel Pool Lending

 

David Apgar
David Apgar
Director, Venture Banking
831.600.4038

With 12 years of startup, SaaS and advisory experience, coupled with another dozen years of small-business finance experience, David Apgar is the perfect fit for companies seeking a Venture Banking partner.

Contact Us

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Santa Cruz County Bank is a member & partner of Santa Cruz Works.

Santa Cruz Works

Cargo Chief

"Santa Cruz County Bank, with their prompt and excellent service, extended us a line of credit through their venture-lending group right when we needed it. It was larger than a no-documentation loan, much less expensive than factor financing, and structured to make us bankable earlier than SBA rules normally allow. SCCB really knows how to work with rapidly emerging companies and grow with their needs. "

- Russell Jones, CEO and Co-founder, Cargo Chief

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